In this article we go through the topics of who is an employee and the fact that spending the majority of income on installment loans and rent can lead to financial problems and renting itself is a major problem.
Who is an employee?
An employee is someone who receives a salary for performing intellectually demanding and challenging work within an administrative system and is intended to have long-term employment.
Types of Office Employees
Office employees are divided into two categories: government employees and private sector employees. The distinct characteristics of employees separate those in the private sector from government employees and distinguish both groups from the working class. The financial status and social standing of employees (both government and private) fluctuate with economic and social changes.
A New Concept of Employment
The concept of employment took shape with capitalist growth and after the industrial revolution. Western universities, as suppliers of industrial production needs, undertook the training of employees. Marxist sociologists generally do not believe in the existence of a class called employees and divide society into two classes: the working class and the capitalist. However, capitalist sociologists consider the employee class as one of the multiple classes, situated between the middle classes.
Why are office jobs life so boring?
This profession leads individuals to lack any creativity and innovation in their work. Imagine having to go to your workplace for a specified hour every day and leaving for a set hour, receiving a fixed salary in the morning. While this working model was once ideal, it has become quite monotonous over time.
Which Tasks Should Employees Avoid?
What employees shouldn't do is more important than what they should do.- Employees should strive to avoid taking out loans whenever possible, as even with an apparent interest rate of 27%, the true cost can be significantly higher, reaching as high as 36% when considering the real interest rate.
- Renting is the second significant financial burden for employees. If possible, sell whatever you have and pay a full rent deposit for a house.
- Spending the majority of income on installments for loans and rent can lead to financial problems. It's important to budget wisely and prioritize expenses.
- It should be regularly remembered that taking a loan is not a solution but a part of the problem.
- It should be regularly remembered to steer clear of using loans as a quick fix for work-related issues.
